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Such were the cruel terms upon which their life was possible,
that they might never have nor expect a single instant's respite
from worry, a single instant in which they were not haunted by the
thought of money. They would no sooner escape, as by a miracle,
from one difficulty, than a new one would come into view. In addition
to all their physical hardships, there was thus a constant strain
upon their minds; they were harried all day and nearly all night by
worry and fear. This was in truth not living; it was scarcely even
existing, and they felt that it was too little for the price they paid.
They were willing to work all the time; and when people did their best,
ought they not to be able to keep alive?
There seemed never to be an end to the things they had to buy and to
the unforeseen contingencies. Once their water pipes froze and burst;
and when, in their ignorance, they thawed them out, they had a
terrifying flood in their house. It happened while the men were away,
and poor Elzbieta rushed out into the street screaming for help,
for she did not even know whether the flood could be stopped, or whether
they were ruined for life. It was nearly as bad as the latter, they
found in the end, for the plumber charged them seventy-five cents
an hour, and seventy-five cents for another man who had stood and
watched him, and included all the time the two had been going and
coming, and also a charge for all sorts of material and extras.
And then again, when they went to pay their January's installment on
the house, the agent terrified them by asking them if they had had the
insurance attended to yet. In answer to their inquiry he showed them
a clause in the deed which provided that they were to keep the house
insured for one thousand dollars, as soon as the present policy ran out,
which would happen in a few days. Poor Elzbieta, upon whom again fell
the blow, demanded how much it would cost them. Seven dollars, the man
said; and that night came Jurgis, grim and determined, requesting that
the agent would be good enough to inform him, once for all, as to all
the expenses they were liable for. The deed was signed now, he said,
with sarcasm proper to the new way of life he had learned--the deed was
signed, and so the agent had no longer anything to gain by keeping quiet.
And Jurgis looked the fellow squarely in the eye, and so the fellow
wasted no time in conventional protests, but read him the deed.
They would have to renew the insurance every year; they would have to
pay the taxes, about ten dollars a year; they would have to pay the
water tax, about six dollars a year--(Jurgis silently resolved to
shut off the hydrant). This, besides the interest and the monthly
installments, would be all--unless by chance the city should happen
to decide to put in a sewer or to lay a sidewalk. Yes, said the agent,
they would have to have these, whether they wanted them or not, if the
city said so. The sewer would cost them about twenty-two dollars,
and the sidewalk fifteen if it were wood, twenty-five if it were cement.
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