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In towns like this, from which the young men mostly migrate, the
work of life devolves upon the venerable and the very young. When
I first came to Oldport, it appeared to me that every institution
was conducted by a boy and his grandfather. This seemed the case,
for instance, with the bank that consented to assume the slender
responsibility of my deposits. It was further to be observed,
that, if the elder official was absent for a day, the boy carried
on the proceedings unaided; while if the boy also wished to amuse
himself elsewhere, a worthy neighbor from across the way came in
to fill the places of both. Seeing this, I retained my small hold
upon the concern with fresh tenacity; for who knew but some day,
when the directors also had gone on a picnic, the senior
depositor might take his turn at the helm? It may savor of
self-confidence, but it has always seemed to me, that, with one
day's control of a bank, even in these degenerate times,
something might be done which would quite astonish the
stockholders.
Longer acquaintance has, however, revealed the fact, that these
Oldport institutions stand out as models of strict discipline
beside their suburban compeers. A friend of mine declares that he
went lately into a country bank, nearby, and found no one on
duty. Being of opinion that there should always be someone behind
the counter of a bank, he went there himself. Wishing to be
informed as to the resources of his establishment, he explored
desks and vaults, found a good deal of paper of different kinds,
and some rich veins of copper, but no cashier. Going to the door
again in some anxiety, he encountered a casual school-boy, who
kindly told him that he did not know where the financial officer
might be at the precise moment of inquiry, but that half an hour
before he was on the wharf, fishing.
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